Dental Financing in Cookeville, TN

Financial & Payment Information

Before any treatment, you will receive a treatment plan outlining all applicable fees, and we will inform you of all costs before treatment begins. Charges are payable at the time of treatment.

Affordable Special Dental Financing Options Available

Payment Policies and Options

Hayes Dentistry offers a variety of financing options to help cover the cost of treatment. We accept major credit cards, cash, and dental and medical payment plans. We can also help set up an account if you’re unfamiliar with these options.

To ensure the best service at an affordable cost, we request payment on the day of your appointment. However, we do accept assignments from most dental insurance companies. Some procedures may require a deposit before treatment.

CareCredit® Financing

CareCredit makes financing dental care easier for our patients. Many use it to fit necessary treatments into their budgets. Approval is often available at lower rates than credit cards, with some cases offering interest-free financing.

Apply or Pay Online with CareCredit ›

Sunbit® Financing

We proudly offer Sunbit financing, allowing patients to split and manage payments with ease. With an 85% approval rating, Sunbit is a trusted way to cover dental expenses.

Smile now, pay later! Sunbit ensures you can get the care you need without financial stress.

Learn More or Apply for Sunbit ›

LendingClub® Patient Solutions

LendingClub provides flexible payment plans, including:

• Low fixed rates & consistent monthly payments
• True no-interest plans (no retroactive interest)
• No upfront payments
• No prepayment penalty

Explore LendingClub Financing ›

Other Financing Options

At Hayes Dentistry, we believe in helping every patient find an affordable way to achieve a healthy smile. If cost has been a barrier, we encourage you to visit us so we can explore personalized payment options. Completing care over time is always an option, and we are committed to working with you to make treatment accessible.

Dental Insurance at Hayes Family Dentistry

We help maximize your insurance benefits by filing claims electronically by the end of each treatment day. Our team assists in understanding your benefits and finding ways to optimize coverage, including health savings accounts, alternative employee benefits, and tax strategies.

While we do not participate in Medicaid or Medicare plans, we offer self-pay options and accept financing through CareCredit, Sunbit, and LendingClub.

Ready to Get Started?

For questions about financing or to schedule your appointment, contact Hayes Family Dentistry today!